Terms and Conditions

Last Updated: 4 June 2025

These Terms & Conditions (the “Terms”) govern your access to and use of patriotinsurance.ai/home (the “Site”) and the services, data, and leads we provide (collectively, the “Services”). Patriot Insurance (“Patriot ,” “we,” “our,” or “us”) owns and operates the Site.

PLEASE READ CAREFULLY. BY ACCESSING OR USING THE SITE OR SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT ACCEPT THEM, DO NOT USE THE SITE OR SERVICES.

1. Information About Us

Registered office: 2637 E Atlantic Blvd #12566

Pompano Beach, FL 33062 USA

Email: [email protected]

Phone: (312) 239-8949

2. Incorporated Documents

Your use of the Services is also subject to, and you agree to be bound by, the following (each incorporated by reference):

  1. Privacy Policy – patriotinsurance.ai/privacy-policy

  2. Acceptable Use Policy –

  3. State Addenda & Service‑Specific Addenda (where applicable) – posted with the relevant product or regulated vertical (e.g., Legal, Insurance, Health).

3. Changes to These Terms

We may revise these Terms at any time. Updated Terms will be posted at least 30 days before taking effect. Continued use after the effective date constitutes acceptance.

4. Changes to the Site & Services

We may modify, suspend, or discontinue any aspect of the Site or Services (including beta/test features) at any time without notice or liability.

5. Eligibility & Access

You are responsible for:

  • Making all arrangements necessary to access the Site;

  • Ensuring that anyone using your connection complies with these Terms; and

  • Keeping all account credentials secure.

We may suspend or terminate access at our sole discretion (see Section 26).

6. Account Security

If you create an account, you must provide accurate, current information and update it as needed. You are responsible for all activity under your credentials. Notify us immediately at [email protected] of any unauthorized use.

7. Intellectual‑Property Rights

We or our licensors own all intellectual‑property rights in the Site, Services, and content. You may download or print extracts for your internal business use only and without modification, provided proprietary notices are retained. Any other use requires prior written consent.

8. Reliance & “As‑Is” Data Disclaimer

All content, data, calls, and leads are provided “as is,” “as available,” and without warranties of accuracy, quality, contact‑rate, or conversion. Data may be aged, incomplete, or outdated, and you agree not to rely on it as complete or current.

9. Compliance Obligations & Prohibited Conduct

You represent and warrant that you will comply with all applicable laws and regulations, including but not limited to:

  • Telephone Consumer Protection Act (TCPA) and state “mini‑TCPA” statutes;

  • CAN‑SPAM Act;

  • Federal and state Do‑Not‑Call (DNC) rules;

  • Applicable privacy laws (e.g., CCPA/CPRA, Colorado CPA, GDPR).

You agree not to:

  • Use the Services for unlawful, fraudulent, or abusive purposes;

  • Collect, resell, or harvest data without legally sufficient consent;

  • Introduce malicious code or attempt unauthorized access;

  • Scrape, crawl, or reverse‑engineer the Site;

  • Infringe intellectual‑property rights; or

  • Circumvent or interfere with security features.

10. Viruses & Security

We employ reasonable safeguards but do not guarantee the Site will be secure or error‑free. Use your own virus‑protection software.

11. Third‑Party Links & Resources

Links to third‑party websites are provided for convenience only. We have no control over—and assume no responsibility for—third‑party content.

12. Disclaimer of Warranties

The Site and Services (including any beta/test features) are provided “as is” and “as available.” We expressly disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, accuracy, non‑infringement, and availability.

13. Limitation of Liability

To the maximum extent permitted by law, Patriot Insurance and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits or revenue, arising from your use of—or inability to use—the Services, even if advised of the possibility. Our aggregate liability will not exceed (a) USD $100 or (b) the amount you paid us for Services in the preceding 12 months, whichever is greater.

14. Partner Compliance Warranty & Indemnification

If you purchase, license, or otherwise obtain data, calls, or leads from us (“Transferred Data”), you represent and warrant that you will:

  • Scrub Transferred Data against all applicable federal, state, and internal DNC lists before dialing;

  • Obtain—and independently maintain—legally valid consent for any outbound marketing;

  • Maintain records of consent and revocation;

  • Comply with TCPA, mini‑TCPA, CAN‑SPAM, privacy laws, and any service‑specific regulations.

You are solely responsible for ensuring that any third party to whom you provide Transferred Data also complies with all applicable laws.

You agree to indemnify, defend, and hold harmless Patriot Insurance and its affiliates from any claims, fines, or damages (including reasonable attorneys’ fees) arising out of or related to your—or any downstream party’s—use of Transferred Data, including but not limited to TCPA or privacy violations.

15. Force Majeure

We are not liable for delays or failures caused by events beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, utility failures, internet outages, government action, or changes in law.

16. DMCA / Copyright‑Takedown Procedure

If you believe content on the Site infringes your copyright, send a notice to [email protected] (Designated DMCA Agent) including all information required by 17 U.S.C. §512(c)(3). We will respond in accordance with the DMCA.

17. Export & Sanctions Compliance

You may not use the Services in violation of U.S. export laws, sanctions, or embargoes. You represent that you are not on any U.S. Government denied‑party list.

18. Assignment & Successors

We may assign these Terms (in whole or part) to any affiliate or successor without notice. You may not assign your rights or obligations without our prior written consent.

19. Survival

Sections concerning intellectual property, disclaimers, limitation of liability, indemnification, arbitration, governing law, and survival shall survive termination of these Terms.

20. Notices

Legal notices must be sent (i) by email to [email protected] and (ii) by certified mail to 2637 E Atlantic Blvd #12566 Pompano Beach, FL 33062 USA. Notices are deemed received 24 hours after email (absent bounce) or three business days after mailing.

21. Beta & Test Features

Beta or test features are experimental, may be modified or withdrawn at any time, and are provided without warranties. Your feedback is voluntary and may be used by us without restriction.

22. Publicity & Trademark Consent

Unless you opt out, you grant us a non‑exclusive, royalty‑free license to list your name and/or logo as a customer or partner in our marketing materials.

To opt out, email [email protected] with subject “Marketing Opt‑Out.” If you breach these Terms, you must cease using our marks upon request.

23. Injunctive Relief Carve‑Out

Either party may seek interim or injunctive relief in any court of competent jurisdiction to protect intellectual‑property or confidential information.

24. Dispute Resolution & Arbitration

  1. Mandatory Arbitration. Any dispute arising from these Terms or the Site shall be resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules.

  1. Class‑Action Waiver. All proceedings must be conducted on an individual basis; class, consolidated, or representative actions are prohibited.

Opt‑Out. You may opt out of arbitration within 30 days of first accepting these

  1. Terms by emailing [email protected] with subject “Arbitration Opt Out” and your full legal name.

(Certain state consumer laws may limit or condition arbitration clauses; if such laws apply to you, this Section will be enforced to the maximum extent permitted.)

25. Governing Law

These Terms are governed by the laws of the State of [[GOVERNING_STATE]], excluding conflict‑of‑law principles, except that the Federal Arbitration Act governs Section 24.

26. Termination

We may suspend or terminate your access—without notice—for any violation of these Terms, the Acceptable Use Policy, or applicable law. Upon termination, all rights granted to you cease, and you agree to destroy all copies of Site materials in your possession.

27. Entire Agreement

These Terms (including incorporated documents and addenda) constitute the entire agreement between you and Patriot Insurance regarding the Services and supersede all prior or contemporaneous agreements.

28. Contact Us

Email: [email protected]

Mail: 2637 E Atlantic Blvd #12566

Pompano Beach, FL 33062 USA

Phone: (312) 239-8949

Patriot Insurance

Patriot Insurance is not affiliated with the US Government.

We do not offer every plan available in your area. Currently, we represent 17 organizations which offer 96,646 products in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program to get information on all of your options. Participating sales agencies represent Medicare Advantage HMO, PPO, and PFFS organizations and standalone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

Enrollment in the described plan type may be limited to certain times of year unless you qualify for a Special Enrollment Period. Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

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